SPRINGFIELD, Ill. (WAND) — Private insurance companies in Illinois can currently limit patients to four rounds of IVF treatment. However, a new law will expand private insurance coverage for all forms of fertility treatment.
The proposal would require insurance companies to cover expenses for standard fertility preservation and follow-up services regardless of medical necessity or diagnosis of infertility.
Rep. Margaret Croke (D-Chicago) said the live birth success rate jumps up to 65% for women who complete six cycles of IVF treatment.
State lawmakers removed the cap on infertility coverage for state employees last year. Senate Bill 773 will ensure all insurance companies are allowing patients to have more cycles covered.
"The decision to undergo additional rounds of IVF should be left to a medical provider and his or her patient and not dictated by financial limitations," Croke said.
Sponsors and advocates have frequently stressed that donor eggs and associated fees can cost anywhere from $35,000 to $60,000.
"This crucial coverage could not come at a prudent time," said Sen. Cristina Castro (D-Elgin). "As other states take steps to restrict access to assisted reproductive technology, we are standing up to protect these services for those wanting to start or grow their family."Â
Group policy insurance will start covering IVF services and annual menopause visits starting January 1, 2026.
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